Know Where Your Money Goes
Bring your spending and recurring charges into one place. Naxcol helps you see what you are paying for, find costs you may not need, and decide what stays.
Map My Recurring Spending See How Naxcol Works
Take Control of Business Spending
Keep expenses easier to manage as your business grows. Track company spending, capture receipts, monitor recurring costs, and stay on top of team expenses.
Explore Naxcol for Business See How It Works
Stay on Top of Monthly Spending
See your subscriptions and recurring charges in one place. Catch price changes, review what you still use, and manage household payments with greater control.
Explore Naxcol for Personal See How It WorksAmericans Waste an Average of $321 a Year on Unused Subscriptions
Small monthly charges can add up quickly, especially when you have subscriptions spread across different cards and accounts.
Source: Self Financial, 2026 Cost of Unused Paid Subscriptions Report. Based on a March 2026 survey of 1,272 U.S. adults.
Now in early access — US and Canada
The Financial Tool Paid to Save You Money.
Naxcol is a spend management platform that connects your financial accounts, identifies recurring subscriptions, and gives you virtual cards and cancellation tools to control unnecessary spending.
Get Early Access See How It WorksNo free tier — every plan is paid from signup. Personal plans start at $5/mo + tax.
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How Many Subscriptions Are You Still Paying For?
For Small Businesses
A streaming service you stopped watching. An app you forgot to cancel. A subscription that quietly went up in price. When recurring charges are spread across different accounts, it is easy to lose track.
- Subscriptions you forgot about
- Price increases you did not notice
- Similar services you may be paying for twice
- Renewals you were not expecting
Naxcol helps you find them and decide what is still worth paying for.
Find My Recurring Charges
-
How Many Subscriptions Are You Still Paying For?
For Small Businesses
A streaming service you stopped watching. An app you forgot to cancel. A subscription that quietly went up in price. When recurring charges are spread across different accounts, it is easy to lose track.
- Subscriptions you forgot about
- Price increases you did not notice
- Similar services you may be paying for twice
- Renewals you were not expecting
Naxcol helps you find them and decide what is still worth paying for.
Find My Recurring Charges -
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From Scattered Charges to One Clear View
Instead of checking different accounts and statements yourself, connect your supported accounts to Naxcol and see your recurring spending in one place.
See How Naxcol WorksWithout Naxcol
- Subscriptions across different accounts
- Unexpected renewals
- Hard-to-spot price increases
- Manual tracking
WITH NAXCOL
- Recurring charges in one place
- Price changes easier to spot
- Unwanted subscriptions identified
- Savings easier to track
-
Find It. Decide. Take Control.
Naxcol does the searching so you can spend less time going through statements and more time deciding what is actually worth your money.
![Connect Your Accounts]()
01
Connect Your AccountsConnect your supported bank and card accounts. Naxcol brings your transactions together so you can see what you are spending.![Naxcol Maps Your Subscriptions]()
02
Find Your SubscriptionsNaxcol looks for recurring charges, price increases, and subscriptions that may be costing you more than you realize.Full Product Walkthrough![Cancel and Control]()
03
Choose What StaysDecide what you want to keep or cancel. Where supported, Naxcol can attempt the cancellation for you. Eligible plans can also use virtual cards for more control over future payments.![Track What You Actually Saved]()
04
See What You SavedKeep track of savings from completed cancellations and avoided price increases, so you can see whether the changes you made are actually saving you money. -
Your Money Should Be Easier to Understand
![Your Finances, Finally Legible.]()
You should not have to search through months of statements just to understand where your money went. Naxcol's spend management software puts your connected spending and recurring charges in one place, with tools that help you do something about what you find.
- See connected accounts and spending together
- Spot recurring charges and price increases
- Control eligible payments with virtual cards
- Keep track of the money you have saved
-
One Platform. Different Ways to Use It.
Naxcol gives individuals, small businesses, and enterprises dedicated experiences built on the same foundation of financial visibility, subscription intelligence, and spending control.
![For Individuals]()
For Individuals
Make personal expense management easier by seeing your subscriptions and everyday spending together. You can find recurring charges, spot changes, and decide what is still worth keeping.
- See recurring charges clearly
- Catch subscription price increases
- Get help cancelling eligible subscriptions
- Use virtual cards on eligible plans
![For Small Businesses]()
For Small Businesses
As your business grows, so does the number of tools and services you pay for. Naxcol makes small business expense management easier by helping you keep vendor spending, subscriptions, and team expenses visible and under control.
- See vendor and subscription costs
- Give your team controlled virtual cards
- Manage roles and access
- Connect with QuickBooks Online or Xero
![For Enterprise]()
For Enterprise
Get a clearer view of recurring software and operational spending across your organization, with controls that help you manage how company money is used.
- Bring vendor and subscription spending together
- Set spending controls and permissions
- Manage virtual cards across teams
- Connect spending with your accounting systems
-
We Work for You, Not the Companies You Pay
![Built to Work for the Person Paying for It.]()
Naxcol is paid by you, not by subscription companies for sending business their way. This means there is no affiliate commission behind a recommendation to keep or cancel a subscription. Our spend management platform flags a recurring cost to help you decide whether it is still worth your money.
Explore NaxcolSee How Naxcol Makes Money -
Your Financial Information Deserves Straight Answers
Connecting your accounts involves trust. We want you to know what happens to your information and what we are doing to protect it.
Read About Security & Trust![Financial Data Is Encrypted]()
Your Data Is EncryptedFinancial data is protected with TLS 1.2+ encryption in transit and AES-256 encryption at rest.![Card Issuance Runs Through a Partner]()
Your Transaction Data Is Not for SaleNaxcol does not sell your transaction data or share it for affiliate-driven purposes.![Your Transaction Data Is Not for Sale]()
Virtual Cards Use an Issuing PartnerNaxcol's virtual cards are issued through a third-party card-issuing partner, with applicable security requirements handled around that relationship.![SOC 2 Readiness Is in Progress]()
SOC 2 Readiness Is UnderwayNaxcol is working toward SOC 2 Type II readiness within 12 months of general availability. We are not currently claiming SOC 2 Type II certification. -
Pick the Level of Control You Need
Start with a 14-day free trial on any plan.
Pricing displayed is in US Dollars, for Canadian users, actual cost + tax will be converted to local currency at the point of payment
Consumer plans
14-day free trial
MonthlyAnnual Save up to 33%01 — AUDIT
Naxcol Base
$4.99/mo- ＋unlimited accounts
- ＋subscription detection & alerts
- ＋Price history monitoring
- ＋Guided cancellation
- ＋1 virtual card
- ＋Additional virtual cards: $0.99/card
02 — PRO
Pro
$19.99/mo- ＋Everything in Base
- ＋Unlimited cards
- ＋Automated cancellation, when available
- ＋Savings-goal automation
- ＋Spend control features
Start free trial03 — HOUSEHOLD
Premium
$39.99/mo- ＋Everything in Pro
- ＋Budget Tracking Suite (Shared)
- ＋financial management suite
- ＋Spend controls across members
- ＋6 seats, unlimited accounts
- ＋Additional seats: $4.99/mo per seat
Business plans
14-day free trial
MonthlyAnnual Save up to 17%01 — CORE
Base
$19.99/mo- ＋Spend visibility
- ＋Policy controls
- ＋Unlimited accounts & virtual cards
- ＋Vendor register and intelligence
- ＋3 seats included
- ＋Additional seats: $4.99/mo per seat
02 — PRO
Pro
$79.99/mo- ＋Everything in Base
- ＋Vendor register, Renewal calendar
- ＋ price-increase alerts, Duplicate-tool detection
- ＋Approval workflows automated approvals
- ＋10 seats included
Start free trial03 — ENTERPRISE
Premium
$399.99/mo- ＋Everything in Pro
- ＋Full suite, Advanced reporting & multi-entity support
- ＋API, SSO and SCIM
- ＋Vendor renegotiation support
- ＋Volume interchange rebate
- ＋50 seats included
Start free trial -
Ready to Find Out What You're Still Paying For?
![financial activity]()
Connect your accounts, find the recurring charges hiding in your spending, and decide what is worth keeping.
Get Early Access
-
From Scattered Charges to One Clear View
Instead of checking different accounts and statements yourself, connect your supported accounts to Naxcol and see your recurring spending in one place.
See How Naxcol WorksWithout Naxcol
- Subscriptions across different accounts
- Unexpected renewals
- Hard-to-spot price increases
- Manual tracking
WITH NAXCOL
- Recurring charges in one place
- Price changes easier to spot
- Unwanted subscriptions identified
- Savings easier to track
-
Find It. Decide. Take Control.
Naxcol does the searching so you can spend less time going through statements and more time deciding what is actually worth your money.
![Connect Your Accounts]()
01
Connect Your AccountsConnect your supported bank and card accounts. Naxcol brings your transactions together so you can see what you are spending.![Naxcol Maps Your Subscriptions]()
02
Find Your SubscriptionsNaxcol looks for recurring charges, price increases, and subscriptions that may be costing you more than you realize.Full Product Walkthrough![Cancel and Control]()
03
Choose What StaysDecide what you want to keep or cancel. Where supported, Naxcol can attempt the cancellation for you. Eligible plans can also use virtual cards for more control over future payments.![Track What You Actually Saved]()
04
See What You SavedKeep track of savings from completed cancellations and avoided price increases, so you can see whether the changes you made are actually saving you money.
-
Your Money Should Be Easier to Understand
![Your Finances, Finally Legible.]()
You should not have to search through months of statements just to understand where your money went. Naxcol's spend management software puts your connected spending and recurring charges in one place, with tools that help you do something about what you find.
- See connected accounts and spending together
- Spot recurring charges and price increases
- Control eligible payments with virtual cards
- Keep track of the money you have saved
-
One Platform. Different Ways to Use It.
Naxcol gives individuals, small businesses, and enterprises dedicated experiences built on the same foundation of financial visibility, subscription intelligence, and spending control.
![For Individuals]()
For Individuals
Make personal expense management easier by seeing your subscriptions and everyday spending together. You can find recurring charges, spot changes, and decide what is still worth keeping.
- See recurring charges clearly
- Catch subscription price increases
- Get help cancelling eligible subscriptions
- Use virtual cards on eligible plans
![For Small Businesses]()
For Small Businesses
As your business grows, so does the number of tools and services you pay for. Naxcol makes small business expense management easier by helping you keep vendor spending, subscriptions, and team expenses visible and under control.
- See vendor and subscription costs
- Give your team controlled virtual cards
- Manage roles and access
- Connect with QuickBooks Online or Xero
![For Enterprise]()
For Enterprise
Get a clearer view of recurring software and operational spending across your organization, with controls that help you manage how company money is used.
- Bring vendor and subscription spending together
- Set spending controls and permissions
- Manage virtual cards across teams
- Connect spending with your accounting systems
-
We Work for You, Not the Companies You Pay
![Built to Work for the Person Paying for It.]()
Naxcol is paid by you, not by subscription companies for sending business their way. This means there is no affiliate commission behind a recommendation to keep or cancel a subscription. Our spend management platform flags a recurring cost to help you decide whether it is still worth your money.
Explore NaxcolSee How Naxcol Makes Money
-
Your Financial Information Deserves Straight Answers
Connecting your accounts involves trust. We want you to know what happens to your information and what we are doing to protect it.
Read About Security & Trust![Financial Data Is Encrypted]()
Your Data Is EncryptedFinancial data is protected with TLS 1.2+ encryption in transit and AES-256 encryption at rest.![Card Issuance Runs Through a Partner]()
Your Transaction Data Is Not for SaleNaxcol does not sell your transaction data or share it for affiliate-driven purposes.![Your Transaction Data Is Not for Sale]()
Virtual Cards Use an Issuing PartnerNaxcol's virtual cards are issued through a third-party card-issuing partner, with applicable security requirements handled around that relationship.![SOC 2 Readiness Is in Progress]()
SOC 2 Readiness Is UnderwayNaxcol is working toward SOC 2 Type II readiness within 12 months of general availability. We are not currently claiming SOC 2 Type II certification.
-
Pick the Level of Control You Need
Choose the plan that fits how you want to track subscriptions and manage what gets charged.
Base$6.99/month + taxBring your accounts together, find recurring charges, get alerts, and receive guidance when you want to cancel.
Get Early AccessMost PopularPro$11.99/month + taxAdd automated cancellation, virtual cards, and tools to help you put your savings toward financial goals.
Get Early AccessPremium$19.99/month + taxGet everything in Pro, plus the Budget Tracking Suite for a broader view of your finances.
Get Full ControlBusiness plans start at $25 per seat/month + tax.
See Business Pricing
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Ready to Find Out What You're Still Paying For?
![financial activity]()
Connect your accounts, find the recurring charges hiding in your spending, and decide what is worth keeping.
Get Early Access